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I was just recently in a heavy front-end damage car wreck, and my vehicle had to be towed to a nearby yard. The adjuster is in the process of contacting me; however, I have several concerns before our meeting that I’m a bit apprehensive of asking her directly in fear of unwanted results from my inquiry. If they decide to claim my vehicle as a total loss, would I be able to remove any of my recent additions, i.e. a $ 100+ battery, $ 400+ navigation unit, 40+ seat covers, etc. to the vehicle, without causing any major problems? I’d hate to have to repurchase all of this stuff all over again, and have the insurance company claim these newly purchased, costly items in their salvage process.

Can anyone assure me that this won’t happen? And that, should I drive to the towing service yard and replace my newly purchased battery, with my old one (which would still start the car, just has very low reserve power), I won’t be held liable for tampering with the car before the adjuster has done her job?

Any and all details provided would be greatly, greatly appreciated. I have Progressive insurance, in case their policy is significantly different from other companies.

Thanks!
Thanks for the answers so far! I’m still on the fence about it because I don’t have any policies, or general rules that I can reference from the three responses so far. Ken K, is it legal for me to do so is really what I am asking. They haven’t declared my vehicle a total loss “yet,” and I want to make sure, should they do so, I can remove those items I listed with little to no consequence (before or even after the adjuster has arrived to make her assessment). Fairdo4all, I really appreciate your thorough response, but is there any document I can review that states this, or at least a general area in a policy I could review that you could guide me towards so I can read it word for word? So far it seems as if this varies from adjuster to adjuster, and my best bet is to try to be direct, and honest about my vehicle and my personal ideal outlook. Still taking answers though, so keep’em coming! =D
Thanks for the answers so far! I’m still on the fence about it because I don’t have any policies, or general rules that I can reference from the three responses so far. Ken K, is it legal for me to do so is really what I am asking. They haven’t declared my vehicle a total loss “yet,” and I want to make sure, should they do so, I can remove those items I listed with little to no consequence (before or even after the adjuster has arrived to make her assessment). Fairdo4all, I really appreciate your thorough response, but is there any document I can review that states this, or at least a general area in a policy I could review that you could guide me towards so I can read it word for word? So far it seems as if this varies from adjuster to adjuster, and my best bet is to try to be direct, and honest about my vehicle and my personal ideal outlook. Still taking answers though, so keep’em coming! =D

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Biotechnol Res Int. 2011; 2011: 309731
Gugsa L, Kumlehn J

Tef (Eragrostis tef) provides a major source of human nutrition in the Horn of Africa, but biotechnology has had little impact on its improvement to date. Here, we report the elaboration of an in vitro regeneration protocol, based on the use of immature zygotic embryos as explant. Explant size was an important determinant of in vitro regeneration efficiency, as was the formulation of the culture medium. Optimal results were obtained by culturing 0.2-0.35?mm embryo explants on a medium containing KBP minerals, 9.2-13.8??M 2,4-dichlorophenoxyacetic acid, 6?mM glutamine, and 0.5% Phytagel. Although this protocol was effective for both the improved cultivar “DZ-01-196″ and the landrace “Fesho”, the former produced consistently more embryogenic tissue and a higher number of regenerants. An average of more than 2,800 shoots could be obtained from each “DZ-01-196″ explant after 12 weeks of in vitro culture. These shoots readily formed roots, and plantlets transferred to soil were able to develop into morphologically normal, fertile plants. This regeneration and multiplication system should allow for the application of a range of biotechnological methods to tef.
HubMed – custom

PLoS One. 2011; 6(10): e25893
Rupf S, Idlibi AN, Marrawi FA, Hannig M, Schubert A, von Mueller L, Spitzer W, Holtmann H, Lehmann A, Rueppell A, Schindler A

The removal of biofilms from microstructured titanium used for dental implants is a still unresolved challenge. This experimental study investigated disinfection and removal of in situ formed biofilms from microstructured titanium using cold atmospheric plasma in combination with air/water spray. Titanium discs (roughness (Ra): 1.96 µm) were exposed to human oral cavities for 24 and 72 hours (n?=?149 each) to produce biofilms. Biofilm thickness was determined using confocal laser scanning microscopy (n?=?5 each). Plasma treatment of biofilms was carried out ex vivo using a microwave-driven pulsed plasma source working at temperatures from 39 to 43°C. Following plasma treatment, one group was air/water spray treated before re-treatment by second plasma pulses. Vital microorganisms on the titanium surfaces were identified by contact culture (Rodac agar plates). Biofilm presence and bacterial viability were quantified by fluorescence microscopy. Morphology of titanium surfaces and attached biofilms was visualized by scanning electron microscopy (SEM). Total protein amounts of biofilms were colorimetrically quantified. Untreated and air/water treated biofilms served as controls. Cold plasma treatment of native biofilms with a mean thickness of 19 µm (24 h) to 91 µm (72 h) covering the microstructure of the titanium surface caused inactivation of biofilm bacteria and significant reduction of protein amounts. Total removal of biofilms, however, required additional application of air/water spray, and a second series of plasma treatment. Importantly, the microstructure of the titanium discs was not altered by plasma treatment. The combination of atmospheric plasma and non-abrasive air/water spray is applicable for complete elimination of oral biofilms from microstructured titanium used for dental implants and may enable new routes for the therapy of periimplant disease.
HubMed – custom

PLoS One. 2011; 6(10): e25959
Mourani PM, Harris JK, Sontag MK, Robertson CE, Abman SH

Despite strong evidence linking infections to the pathogenesis of bronchopulmonary dysplasia (BPD), limitations of bacterial culture methods have precluded systematic studies of airway organisms relative to disease outcomes. Application of molecular bacterial identification strategies may provide new insight into the role of bacterial acquisition in the airways of preterm infants at risk for BPD.Serial (within 72 hours, 7, 14, and 21 days of life) tracheal aspirate samples were collected from 10 preterm infants with gestational age ?34 weeks at birth, and birth weight of 500-1250 g who required mechanical ventilation for at least 21 days. Samples were analyzed by quantitative real time PCR assays for total bacterial load and by pyrosequencing for bacterial identification.Subjects were diagnosed with mild (1), moderate (3), or severe (5) BPD. One patient died prior to determination of disease severity. 107,487 sequences were analyzed, with mean of 3,359 (range 1,724-4,915) per sample. 2 of 10 samples collected <72 hours of life contained adequate bacterial DNA for successful sequence analysis, one of which was from a subject exposed to chorioamnionitis. All other samples exhibited bacterial loads >70copies/reaction. 72 organisms were observed in total. Seven organisms represented the dominant organism (>50% of total sequences) in 31/32 samples with positive sequences. A dominant organism represented>90% of total sequences in 13 samples. Staphylococcus, Ureaplasmaparvum, and Ureaplasmaurealyticum were the most frequently identified dominant organisms, but Pseudomonas, Enterococcus, and Escherichia were also identified.Early bacterial colonization with diverse species occursafter the first 3 days of life in the airways of intubated preterm infants, and can be characterized by bacterial load and marked species diversity. Molecular identification of bacteria in the lower airways of preterm infants has the potential to yield further insight into the pathogenesis of BPD.
HubMed – custom